What is a good rate of interest for a personal loan?

A good personal loan interest rate in India generally ranges between 9% – 14% per annum. The exact rate depends on your credit score, income, loan amount, and bank policies.

What is the EMI for a 10 lakh personal loan from HDFC?

For a ₹10 lakh personal loan from HDFC Bank at an average interest rate of 10% for 5 years, the EMI will be around ₹21,200 per month. Exact EMI may vary based on rate and tenure.

What is the EMI for a ₹5 lakh personal loan at 10% interest rate for 5 years??

For a ₹5 lakh personal loan at 10% annual interest rate for 5 years (60 months), the monthly EMI will be approximately ₹10,600.

Which bank personal loan is best?

The best bank depends on your profile. Popular choices are: - HDFC Bank – quick disbursement, wide reach. - SBI – lower processing fees, government bank trust. - ICICI Bank – flexible repayment options. Always compare interest rates, processing fees, and prepayment charges.

Can I repay my personal loan early?

Yes, most banks allow prepayment or foreclosure of personal loans. However, they may charge a prepayment penalty (1%–4% of outstanding loan). Always check terms before repaying early.

What is the Home Loan Interest Rate?

Home loan interest rates in India generally range from 8% to 10.5% per annum, based on loan type, credit score, and tenure.

What is the SBI Home Loan Interest Rate?

SBI home loan interest rates generally start from around 8.40% per annum, varying by loan amount, tenure, and borrower profile.

What is the SBI Personal Loan Interest Rate?

SBI personal loan interest rates usually begin at about 11% per annum, depending on income, credit score, and repayment capacity.

What documents are required to apply for a personal loan?

You generally need identity proof, address proof, and income proof (like salary slips, bank statements, or ITR) to apply for a personal loan.

Construction Loan

Home - Construction Loans

Construction Loans

Versatile, quick, flexible, emergency funds.

A construction loan is a short-term loan given for building a house, commercial property, or renovation. The loan is released in stages as construction progresses. Interest is usually charged only on the amount disbursed.

Loan Tenure between 10 to 20 Years
Interest Rate between : 6.5% to 12%
Loan amounts: 10 Lac to any amount
Credit score required: 650+
Required only ITR /Salary Slip + KYC
We can give construction loan for any ZONE like shetina Vikas/ Gunthewari /Hill Top / Gaonthan